
Both methods are typically wallet-linked, meaning the available wallet balance matters. The safest approach is to use a virtual card for online checkouts and the physical card for in-person and ATM needs.
Security tips: use strong app security, keep your PIN private, avoid sharing OTPs, and review transactions regularly.
If you notice unexpected charges, check your transaction history and follow the support flow as soon as possible.
The GCash Card is a prepaid debit card linked to your GCash wallet balance, so spending and withdrawals draw from your available wallet funds.
What Is a GCash Card? Linked Visa Card Explained (2026 Guide)
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GCash states the GCash Visa Card is available only to Fully Verified users, and each account can have one card.