Because it’s tied to your wallet, you don’t need a traditional bank account to spend with the card. You simply need enough wallet funds before you pay in-store, shop online, or withdraw cash.
You can use the card for everyday payments at merchants that accept Visa. For in-person purchases, you may be asked to enter your PIN or sign a receipt depending on the terminal.
If you’re deciding whether you need one, the card is most useful for (1) card-only online checkouts, (2) card payments when QR options aren’t available, and (3) ATM withdrawals using your wallet balance.
The GCash Card is a prepaid debit card linked to your GCash wallet balance, so spending and withdrawals draw from your available wallet funds.
What Is a GCash Card? Linked Visa Card Explained (2026 Guide)
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GCash states the GCash Visa Card is available only to Fully Verified users, and each account can have one card.
GCash Card FAQ: Limits, PIN, Payments, and Common Questions
Ordering the card is done inside the GCash app. You’ll typically enter card details to link it, nominate a card PIN, and then the card becomes ready to use.